{"id":989239,"date":"2023-06-01T20:52:00","date_gmt":"2023-06-01T20:52:00","guid":{"rendered":"https:\/\/explorecem.com\/?p=989239"},"modified":"2026-04-17T21:44:26","modified_gmt":"2026-04-17T21:44:26","slug":"has-the-lack-of-asset-diversification-in-dc-retirement-plans-been-a-costly-missed-opportunity","status":"publish","type":"post","link":"https:\/\/explorecem.com\/has-the-lack-of-asset-diversification-in-dc-retirement-plans-been-a-costly-missed-opportunity\/","title":{"rendered":"Has the lack of asset diversification in DC retirement plans been a costly missed opportunity?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"989239\" class=\"elementor elementor-989239\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b16f6b6 e-flex e-con-boxed e-con e-parent\" data-id=\"7b16f6b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"vamtam-has-theme-widget-styles elementor-element elementor-element-42afd074 elementor-widget elementor-widget-text-editor\" data-id=\"42afd074\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"et_pb_module et_pb_team_member et_pb_team_member_0_tb_body clearfix  et_pb_bg_layout_light et_pb_team_member_no_image\">\n<div class=\"et_pb_team_member_description\">\n<div>\n<p style=\"text-align: center;\"><strong>Georgetown CRI (In conjunction with CEM)<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"et_pb_module et_pb_text et_pb_text_2_tb_body  et_pb_text_align_center et_pb_bg_layout_light\">\u00a0<\/div>\n<div class=\"et_pb_row et_pb_row_0\">\n<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n<div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<p>This Georgetown CRI study, in conjunction with CEM, asks the question, \u201cShould DC plan sponsors emulate DB plans by increasing or introducing allocations to illiquid assets within target date fund options?\u201d This analysis focuses on the period 2011\u20132020 and assesses how DC plan participants\u2019 experiences would have changed had DC TDFs made higher allocations to illiquid assets during this time. The results suggest the potential increase in returns may have been a missed opportunity.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22dff34 e-flex e-con-boxed e-con e-parent\" data-id=\"22dff34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-554164e elementor-widget elementor-widget-html\" data-id=\"554164e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/embed\/v2.js\"><\/script>\n<script>\n  hbspt.forms.create({\n    portalId: \"20903941\",\n    formId: \"dba13fc2-17cc-401c-b8c0-138c17b86eba\",\n    region: \"na1\"\n  });\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Georgetown CRI (In conjunction with CEM) \u00a0 This Georgetown CRI study, in conjunction with CEM, asks the question, \u201cShould DC plan sponsors emulate DB plans by increasing or introducing allocations to illiquid assets within target date fund options?\u201d This analysis focuses on the period 2011\u20132020 and assesses how DC plan participants\u2019 experiences would have changed&#8230;<\/p>\n","protected":false},"author":2,"featured_media":989995,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[49],"tags":[],"class_list":["post-989239","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-research"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Has the lack of asset diversification in DC retirement plans been a costly missed opportunity? 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